Can You Carry More with Truck or Suv

Trucks generally offer more cargo capacity and superior towing power than SUVs, especially when it comes to hauling heavy loads or large items. However, SUVs provide better passenger comfort, fuel efficiency, and everyday versatility—making the “better” choice depend on your specific needs.

Key Takeaways

• Trucks win in raw cargo and towing capacity: Full-size trucks can carry more weight and tow heavier trailers than most SUVs, thanks to their open beds and robust frames.
• SUVs offer enclosed, weatherproof storage: While total volume may be less, SUVs protect cargo from the elements and allow for secure, lockable compartments.
• Passenger space favors SUVs: Most SUVs seat 7–8 people comfortably, while trucks typically max out at 5–6 passengers unless you opt for a crew cab.
• Fuel efficiency leans toward SUVs: Modern SUVs, especially hybrids and crossovers, often get better gas mileage than full-size trucks.
• Off-road capability varies by model: Some trucks (like the Ford F-150 Raptor) and SUVs (like the Jeep Wrangler) are built for rugged terrain, but not all are equal.
• Daily usability tips toward SUVs: Easier entry/exit, smoother ride, and better visibility make SUVs more practical for city driving and family errands.
• Your lifestyle dictates the winner: Weekend warriors hauling gear or towing boats? Go truck. Daily commuters with kids? An SUV might suit you better.

Truck vs. SUV: Which One Really Carries More?

So you’re standing in the driveway, staring at your garage like it holds the answer to life’s biggest question: “Should I get a truck or an SUV?” Maybe you’ve got a growing family, a boat that needs hauling, or just a serious love for outdoor adventures. Whatever your reason, one thing’s clear—you need space. But here’s the real kicker: **can you carry more with a truck or SUV?**

It’s not just about how much stuff fits in the back. It’s about what kind of stuff, how often you move it, and whether you’re doing it in rain, snow, or off a dirt trail. Trucks and SUVs both promise utility, but they deliver it in very different ways. Trucks boast open beds and serious towing muscle. SUVs offer enclosed cargo areas, extra seating, and often better fuel economy. The truth? Neither is universally “better”—it all depends on what “more” means to you.

Let’s break it down honestly, without the sales fluff. We’ll look at cargo space, towing power, passenger comfort, fuel efficiency, off-road performance, and real-world usability. By the end, you’ll know exactly which vehicle fits your lifestyle—and whether that extra capacity is worth the trade-offs.

Cargo Capacity: Bed vs. Trunk

When it comes to raw carrying ability, trucks usually have the edge—but only if you understand their limitations.

Truck Cargo: Open Bed, Open Possibilities

A full-size pickup like the Ford F-150 or Chevrolet Silverado offers a cargo bed that’s typically 5.5 to 8 feet long. That’s a lot of room for lumber, furniture, camping gear, or even a motorcycle (with proper securing, of course). The open design means you can stack items vertically without worrying about hitting a roof—something that’s impossible in most SUVs.

But here’s the catch: that bed is exposed. Rain, snow, dust, and prying eyes can all become problems. Sure, you can add a tonneau cover or camper shell, but those cost extra and reduce accessibility. Also, loading heavy items into a high bed can be awkward—especially if you’re not tall or don’t have help.

For example, imagine moving a new refrigerator. In a truck, you’d need a ramp or a couple of strong friends to lift it into the bed. In an SUV, you can often slide it in through a wide rear hatch with less strain.

SUV Cargo: Enclosed, Protected, and Practical

SUVs trade open space for protection. Most midsize and full-size SUVs—like the Toyota Highlander, Honda Pilot, or Ford Expedition—offer between 16 and 40 cubic feet of cargo space behind the third row, expanding to 80–100+ cubic feet with seats folded.

That might sound less than a truck’s bed volume (which can exceed 70 cubic feet), but remember: SUV cargo is fully enclosed. Your groceries won’t get soaked in a sudden downpour. Your tools won’t fly out on the highway. And your valuables stay out of sight.

Plus, SUVs often feature clever storage solutions: under-floor compartments, fold-flat seats, and power liftgates that make loading easier. The Toyota Highlander, for instance, has a hidden cargo tray under the floor—perfect for stashing wet boots or dirty gear without ruining the carpet.

Real-World Example: Moving Day Showdown

Let’s say you’re helping a friend move apartments. You’ve got boxes, a couch, a TV, and a mini-fridge.

– In a truck: You can lay the couch flat in the bed, stack boxes around it, and secure everything with ratchet straps. The fridge might need a ramp, but it’ll fit.
– In an SUV: You fold down the second and third rows, slide the couch in diagonally, pack boxes tightly, and place the fridge upright in the center. Everything stays dry and secure.

Winner? It depends. If it’s raining, the SUV wins. If you’re hauling long items like plywood or ladders, the truck’s bed gives you flexibility the SUV can’t match.

Towing Power: Who Pulls More Weight?

Cargo isn’t just what’s inside—it’s also what’s behind. And when it comes to towing, trucks almost always dominate.

Truck Towing: Built for Heavy-Duty Work

Full-size trucks are engineered with towing in mind. Models like the Ram 1500, Ford F-150, and GMC Sierra 1500 regularly boast towing capacities of 10,000 to 13,000+ pounds when properly equipped. That’s enough to pull a large travel trailer, a pontoon boat, or even a small horse trailer.

Why? Trucks have stronger frames (body-on-frame construction), more robust transmissions, and higher-capacity cooling systems. Many also come with integrated trailer brake controllers, sway control, and hitch guidance systems that make towing safer and easier.

For instance, the Ford F-150 with the Max Trailer Tow Package can tow up to 14,000 pounds—more than most SUVs can even dream of.

SUV Towing: Capable, But Capped

SUVs have improved their towing game in recent years. Full-size models like the Chevrolet Tahoe, Ford Expedition, and Toyota Sequoia can tow between 7,000 and 9,000 pounds. That’s plenty for a small camper, jet skis, or a utility trailer.

But there’s a limit. Most SUVs use unibody construction (like cars), which isn’t as strong as a truck’s frame for heavy towing. Plus, their shorter wheelbase and higher center of gravity can make them less stable when pulling heavy loads—especially in windy conditions or on uneven terrain.

Also, towing reduces an SUV’s passenger and cargo space significantly. You often have to remove seats or sacrifice legroom to accommodate the trailer hitch and wiring.

When Towing Tips the Scale

If you plan to tow more than 8,000 pounds regularly—or if you’re pulling something long and heavy like a fifth-wheel trailer—a truck is almost always the smarter choice. But if you only tow occasionally (say, a small boat on summer weekends), a capable SUV might save you money on fuel and upfront cost while still getting the job done.

Passenger Space and Comfort: Family Matters

Let’s be real: most of us don’t buy trucks or SUVs just to haul cargo. We buy them to haul people—kids, friends, grandparents, even pets.

SUVs: The People Haulers

SUVs are designed with families in mind. Most three-row SUVs seat seven or eight passengers comfortably, with ample legroom and headroom in all rows. Features like rear climate control, USB ports, and entertainment screens keep passengers happy on long trips.

Even two-row SUVs often offer more rear-seat space than comparable trucks. The Honda CR-V, for example, has more rear legroom than many compact trucks—and it’s easier for kids to climb into.

Trucks: Passenger Space Has Improved—But It’s Still Limited

Modern crew-cab trucks (like the Ford F-150 SuperCrew or Ram Quad Cab) offer surprisingly roomy back seats—sometimes rivaling midsize SUVs. But they still max out at six passengers (with a center seat in the front), and entry/exit can be tough for older adults or small children due to the high step-in height.

Also, truck cabins often prioritize driver-focused layouts over passenger comfort. Rear seats may lack recline, and storage pockets are smaller. And forget about fitting three car seats across the back—most truck rear benches are too narrow.

The Verdict on People Power

If your priority is moving people comfortably—especially if you have a big family or frequently carpool—an SUV is almost always the better pick. Trucks have come a long way, but they’ll never match the passenger-first design of a dedicated SUV.

Fuel Efficiency: Who Sips, Who Guzzles?

Let’s talk gas. Nobody likes stopping every 200 miles to fill up—especially when prices spike.

SUVs: The Efficiency Edge

Thanks to advancements in hybrid technology and lighter materials, many modern SUVs are surprisingly fuel-efficient. The Toyota RAV4 Hybrid, for example, gets up to 40 mpg combined. Even larger models like the Ford Explorer Hybrid or Lexus RX 450h deliver 25–30 mpg—respectable for their size.

Crossover SUVs (built on car platforms) are especially efficient, blending SUV utility with car-like fuel economy.

Trucks: Power Comes at a Cost

Full-size trucks are gas guzzlers. Even the most efficient models—like the Ford F-150 with its turbocharged V6 or hybrid powertrain—struggle to break 25 mpg on the highway. Real-world driving often drops that to 18–22 mpg, especially if you’re towing or hauling.

Diesel options (like the Ram 1500 EcoDiesel) offer better mileage, but they cost more upfront and require premium fuel and maintenance.

Cost Over Time

Over 100,000 miles, a truck that averages 20 mpg will burn about 5,000 gallons of gas. An SUV averaging 30 mpg uses only 3,333 gallons. At $3.50 per gallon, that’s a difference of over $5,800—just in fuel.

If you drive mostly in the city or take frequent short trips, the gap widens even more.

Off-Road and Adventure Readiness

Love weekend camping trips, mountain trails, or beach drives? Your vehicle’s off-road capability matters.

Trucks: Rugged, But Not Always Ready

Many trucks—especially off-road trims like the Ford F-150 Raptor, Toyota Tacoma TRD Pro, or Chevrolet Colorado ZR2—are built for adventure. They come with lifted suspensions, all-terrain tires, skid plates, and advanced 4WD systems.

But not all trucks are created equal. Base models often have low ground clearance and lack locking differentials, making them less capable on rough terrain.

SUVs: Surprising Trail Talent

Don’t count SUVs out. Models like the Jeep Grand Cherokee, Toyota 4Runner, and Land Rover Defender are serious off-roaders. The 4Runner, for example, has a body-on-frame design (like a truck), solid rear axle, and crawl control—making it a beast on rocky trails.

Even crossovers like the Subaru Outback or Ford Bronco Sport offer impressive all-wheel drive and decent ground clearance for light off-roading.

Which Is Better for Adventure?

If you’re tackling serious trails or need maximum durability, a truck or body-on-frame SUV (like the 4Runner or Wrangler) is ideal. But for mild off-roading—dirt roads, forest paths, snowy driveways—a well-equipped crossover SUV might be more than enough—and far more comfortable on the daily commute.

Daily Usability: The Little Things That Matter

Beyond specs and numbers, think about your everyday life.

Parking and Maneuverability

SUVs—especially compact and midsize ones—are easier to park in tight city spots. Their shorter length and better visibility make parallel parking a breeze. Trucks, especially full-size ones, can feel like driving a bus in downtown traffic.

Entry and Exit

SUVs typically have lower step-in heights, making them easier for kids, seniors, and people with mobility issues. Trucks require a step or running board, which can be a hassle in bad weather or when wearing dress shoes.

Noise and Ride Quality

Modern SUVs offer car-like smoothness and quiet cabins. Trucks, even luxury models, often have a firmer ride and more road noise—especially over bumps or gravel.

Resale Value

Both trucks and SUVs hold their value well, but trucks—particularly full-size pickups—often have higher resale percentages. The Ford F-150 and Toyota Tacoma are known for retaining up to 60–70% of their value after five years.

Making the Right Choice for Your Life

So, can you carry more with a truck or SUV? The answer isn’t black and white—it’s about matching the vehicle to your lifestyle.

– **Choose a truck if:** You regularly haul heavy loads, tow trailers over 8,000 pounds, need an open bed for long or bulky items, or work in construction, farming, or outdoor industries.
– **Choose an SUV if:** You prioritize passenger comfort, want enclosed cargo space, drive mostly in cities, have a growing family, or value fuel efficiency and daily ease of use.

And remember: “more” doesn’t always mean “bigger.” Sometimes, it means “more convenient,” “more comfortable,” or “more practical.”

Final Thoughts

At the end of the day, both trucks and SUVs are incredibly capable vehicles. Trucks shine when raw power and open-space utility are needed. SUVs excel in comfort, protection, and everyday versatility. Neither is inherently superior—they’re just built for different jobs.

Ask yourself: What do I carry most often? Who rides with me? Where do I drive? How much do I tow? Once you answer those questions honestly, the choice becomes clear.

Whether you’re loading up for a cross-country move, heading to the lake for the weekend, or just shuttling kids to soccer practice, the right vehicle will make all the difference. And now, you’ve got the knowledge to pick the one that carries exactly what you need—no more, no less.

Frequently Asked Questions

Which has more cargo space, a truck or an SUV?

Trucks generally offer more total cargo volume thanks to their open beds, especially for long or bulky items. However, SUVs provide fully enclosed, weatherproof storage that’s often more practical for everyday use.

Can an SUV tow as much as a truck?

Most SUVs can’t match the towing capacity of full-size trucks. While some large SUVs tow up to 9,000 pounds, trucks often exceed 12,000–14,000 pounds with proper equipment.

Are SUVs more fuel-efficient than trucks?

Yes, especially modern crossovers and hybrid SUVs. Many SUVs get 25–40 mpg, while full-size trucks typically average 18–22 mpg, depending on engine and load.

Is it harder to park a truck than an SUV?

Generally, yes. Full-size trucks are longer and wider, making them trickier to maneuver in tight spaces. Compact and midsize SUVs are usually easier to park in urban areas.

Can you fit a family of six in a truck?

Only in crew-cab trucks with a front bench seat (seating six). Most trucks seat five. SUVs are better suited for families of six or more, with standard three-row seating.

Which is better for off-roading, a truck or SUV?

It depends on the model. Off-road-focused trucks (like the Raptor) and body-on-frame SUVs (like the 4Runner) are excellent for rugged terrain. But not all trucks or SUVs are built equally for trails.